ABSTRACT
The study examined the impact of liquidity management on the financial performance of commercial banks in Nigeria. The study adopts the use of primary data from 5 commercial banks still operating within (2012-2016), which are Zenith Bank, United Bank for Africa, Wema Bank, Access Bank and Union Bank. The study employed the survey design and the purposive sampling technique to select 450 staff across management, senior and junior level. A well-constructed questionnaire, which was adjudged valid and reliable, was used for collection of data from the respondents. The data obtained through the administration of the questionnaires was analyzed using the Pearson correlation analysis. The results showed that there is positive and significant relationship between liquidity ration and financial performance (r=0.772; p<0.05); a positive and significant relationship exists between cash reserve ratio and financial performance (r=.896; p<0.05); a positive and significant relationship exists between loan to deposit ration and financial performance (r=0.772; p<0.05). The study concludes that there is a significant relationship between liquidity ratio, cash reserve ration and loan to deposit and financial performance in commercial bank of Nigeria. The study suggested that commercial banks should ensure that expenditure are properly managed in a manner that it will raise the company’s liquidity performance capacity; commercial banks should direct its expenditure towards the productive departments as it would reduce the cost of doubt and risk; there is need for efficient management of liquidity ratio, cash reserve ratio and loan to deposit in such a way to stimulate the company to grow.
ABSTRACT
This research presents the development of a Frangi filter and first-order derivative of Gaussian (FF-FDOG) based power line dete...
ABSTRACT
In Nigeria, particularly Benue State, farmer-herder conflicts have become widespread and increasingly assume a violent dimension...
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This research takes a look at the adoption of merger and acquisition as a growth strategy in business organizat...
BACKGROUND OF THE STUDY
Tourism in recent times has developed significantly to become one of most rapid...
ABSTRACT
This study was carried out on the examine students attitude towards the adoption of e-le...
ABSTRACT
The El Nino Southern Oscillation (ENSO) has some level of control over the weather of Nigeria and Africa seasonally but there ha...
Background of study
"Contraceptives" are defined as "a medication, device, or technique...
Background of the Study
Material Management, as practiced...
ABSTRACT
This study was carried out to determine the effects of instructional resources on students‘ academic performance in agricu...
ABSTRACT
The degree to which shorthand is used in offices has been of serious concern both to students and tutors in...