ABSTRACT
The study examined the impact of liquidity management on the financial performance of commercial banks in Nigeria. The study adopts the use of primary data from 5 commercial banks still operating within (2012-2016), which are Zenith Bank, United Bank for Africa, Wema Bank, Access Bank and Union Bank. The study employed the survey design and the purposive sampling technique to select 450 staff across management, senior and junior level. A well-constructed questionnaire, which was adjudged valid and reliable, was used for collection of data from the respondents. The data obtained through the administration of the questionnaires was analyzed using the Pearson correlation analysis. The results showed that there is positive and significant relationship between liquidity ration and financial performance (r=0.772; p<0.05); a positive and significant relationship exists between cash reserve ratio and financial performance (r=.896; p<0.05); a positive and significant relationship exists between loan to deposit ration and financial performance (r=0.772; p<0.05). The study concludes that there is a significant relationship between liquidity ratio, cash reserve ration and loan to deposit and financial performance in commercial bank of Nigeria. The study suggested that commercial banks should ensure that expenditure are properly managed in a manner that it will raise the company’s liquidity performance capacity; commercial banks should direct its expenditure towards the productive departments as it would reduce the cost of doubt and risk; there is need for efficient management of liquidity ratio, cash reserve ratio and loan to deposit in such a way to stimulate the company to grow.
ABSTRACT
The essence of this work has been to determine the effect of non-oil export on economic growth in Nigeria, during the period of...
ABSTRACT
THE INFLUENCE OF INVESTMENT RESEARCH ON DECISION-MAKING
This research explores the influence of investment research on...
Statement of the Problem
The existing system is plagued with the following problems;
ABSTRACT
This study entitled „‟An Analysis of the Efficacy of Minority Protection under Nigerian Company Law‟ which analyzed the pr...
ABSTRACT: AN APPRAISAL OF THE CHALLENGES OF INTERNATIONAL ACCOUNTING FOR NIGERIAN MULTINATIONAL CORPORATIONS (MNCS)
This study appraises...
Abstract
This project work was focus on the sale promotion and brand loyalty for coca-cola soft drink in Enugu state wit...
OBJECTIVES OF THE STUDY
The main concern of this project work is to study the methods and processes for...
ABSTRACT
Marriage in Islamic Law is special contract developsthrough love thatbrings compassion between the spouses among others. However...
ABSTRACT: Developing vocational training modules for advanced robotics systems is essential for preparing students for careers in the fast-gro...
ABSTRACT
The study was focused on the importance of human resources management in employee performance...